Retiree Benefits and Open Enrollment
Retiree Benefits
The Los Angeles Community College District (LACCD) provides extensive health coverage along with wellness programs designed to keep you and your dependents healthy. We encourage you to explore the information below and reach out to us if you have any questions.
Open Enrollment
Open Enrollment takes place each fall, usually mid-October. This is your yearly chance to assess your current enrollment and choose the most suitable options for you and your family. After reviewing your plan choices, you can add, modify, or remove benefits which will take effect on January 1 of the next year. We encourage everyone to review their benefits during this time even if you are not changing your coverage.
Remember, you can only make changes to benefits during Open Enrollment or Qualifying Live Events.
Next Enrollment Window
Please continue to check the site for specific dates around Mid-July.
Medical, Dental, and Vision Benefits
Medical Benefits
Medical plan elections are handled exclusively by CalPERS. Click CalPERS Retirees Health and Medicare page and then scroll down and select "Changing Your Health Plan" for instructions.
Medicare Information
If you and or your dependent are over age 65, retired, and eligible for premium-free Medicare Part A and premium-based Medicare Part B, CalPERS requires you to enroll in both Part A and Part B, and then transfer into a CalPERS Medicare health benefits plan to continue CalPERS health coverage.
Dental and Vision Benefits
Dental and Vision benefits are provided exclusively by LACCD (not CalPERS).
- Dental insurance options include a national PPO and regional HMO plans by a national insurer.
- Vision coverage is provided by a national insurer.
Health Reimbursement Arrangement (HRA)
HRA is an employer-funded account that helps employees pay for qualified medical expenses. Contributions stop when someone retires, but the retiree is still eligible to spend down their funds.
Medicare B Reimbursement
Medicare B reimbursement is available to eligible retirees, their spouses, and surviving spouses under specific conditions outlined in the Master Benefits Agreement. For further details and reimbursement process, click the link below.
Income Protection
Benefits should offer peace of mind, support you and your dependents, and assist you in successfully navigating life events. LACCD considered all these factors when we created our income protection product.
Company-provided term basic life and AD&D insurance is available to eligible employees with flat coverage of $50,000. During employment separation, there is an option to convert the employer policy into an individual policy.
Medicare B Reimbursement Process
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Eligible Retirees and Spouses (including Domestic Partners) as covered in the Master Benefits Agreement.
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Surviving spouses (including Domestic Partners).
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If they are still receiving retirement benefits under a CalPERS or CalSTRS retirement system as an annuitant and are receiving Medical Plan Coverage under a LACCD covered plan.
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Your reimbursement amount depends on your District vesting for benefits and when you retired.
- If you retired with less than 10 years of District service, you are not eligible to receive a reimbursement.
- If you worked 10-14 years at the District you will receive 50% reimbursement.
- If you worked 15-19 years at the District you will receive 75% reimbursement.
- If you worked 20+ years at the District you will receive 100% reimbursement.
Medicare part B reimbursement retirees do not have to submit proof of payment. You only need to submit one of the items listed below along with a completed Claim Form.
- SSA-1099: This is a tax document sent each year from the Social Security Administration, usually in January or February of the following year.
- CMS-1585 (Notice of Medical Insurance Enrollment and Premium Deduction): This document is sent from the Social Security Administration annually, usually in December. This document shows the amount you will be paying for your Medicare premiums in the upcoming year. You would need to save this document until time to submit for that year. It must contain the Medicare Part B premium amount.
- Proof of Income or Benefit Verification: This letter can be obtained from the Social Security Administration.
You can contact Social Security to request a copy of these documents by phone at 800-772-1213 or online through your Social Security account.
| Option | Description |
|---|---|
| Mobile App | Snap picture of documentation and submit via the ASIFlex App |
| Online |
Scan image of documentation and submit online on ASIFlex Website. |
| Toll-free Fax |
Complete claim form and fax to ASIFlex. Fax Number: (877) 879-9038 |
| USPS Mail |
Complete claim form and mail to ASIFlex. Address: ASIFlex, P.O. Box 9044, Columbia, MO 65203 |
The deadline to submit claims is March 31stof the following year.
For example:
January 1-December 31, 2023 expenses and Medicare B premiums
- Deadline is March 31, 2024
Questions?
If you did not find what you were looking for, have questions, or need further assistance, please visit our Contacts Page to find the appropriate contact to assist you!